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Calculate fixed deposit maturity

Estimate the maturity value of a fixed deposit at your bank's compounding frequency.

Calculated in your browser. Nothing you enter is sent to a server.
Fullscreen
Deposit amount
Interest rate7.0%
Tenure5 yr
Compounding
Maturity value
₹1,41,478
Interest earned₹41,478
Doesn't account for TDS on interest. Calculated in your browser.
01
Enter the deposit amount and rate

Your bank's quoted FD interest rate.

02
Pick the compounding frequency

Most Indian bank FDs compound quarterly.

03
See the maturity value

The final amount, and the interest earned.

Frequently asked

Why quarterly compounding by default?

Most Indian bank fixed deposits compound quarterly. Interest is calculated and added to the principal every three months. Some banks and schemes use other frequencies, so check your FD's actual terms.

Does this account for tax on FD interest?

No. FD interest is taxable as income, and banks deduct TDS above a threshold. This shows the gross maturity value before any tax.

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