Calculate SIP returns
See how a monthly SIP grows over time at an expected rate of return.
Calculated in your browser. Nothing you enter is sent to a server.
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Monthly investment
Expected annual return12%
Investment period15 yr
Future value
₹50,45,760
Invested 36%Gains 64%
Total invested₹18,00,000
Estimated gains₹32,45,760
Returns are an assumption you set, not a guarantee. Calculated in your browser.
01
Enter your monthly investment
The amount you plan to invest each month.
02
Set a return assumption and period
An expected annual return and how many years you'll keep investing.
03
See the future value
How much of the total is what you invested vs. what it earned.
Frequently asked
How is SIP future value calculated?
Using the future value of an ordinary annuity formula: FV = P × [(1+r)^n − 1] / r × (1+r), where P is the monthly investment, r is the monthly rate, and n is the number of months.
Is the expected return guaranteed?
No. It's an assumption you enter. Actual mutual fund or SIP returns vary with market performance and aren't guaranteed at any rate.
Does this account for expense ratios or exit loads?
No. This is the gross return on the amount invested, before any fund expenses or exit charges.