Calculate PPF maturity
Project the maturity value of a Public Provident Fund account over its lock-in period.
Up to the ₹1,50,000 yearly limit.
The current government-notified rate, over the 15-year lock-in (extendable in 5-year blocks).
Assuming contributions at the start of each year.
Frequently asked
Why does the rate change?
The PPF interest rate is set by the government every quarter, so it isn't fixed for the full 15-year term. Adjust the rate input to model different scenarios.
What's the minimum tenure?
15 years, after which the account can be extended in blocks of 5 years, with or without further contributions.
Does this assume contributions at the start or end of each year?
Start of the year. PPF interest is calculated on the lowest balance between the 5th and last day of each month, so contributing early in the financial year (before April 5th) maximizes interest, which is what this calculator assumes.