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Calculate how much you need to retire

Estimate the retirement corpus you'll need, based on today's expenses, inflation, and how long retirement lasts.

Calculated in your browser. Nothing you enter is sent to a server.
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Current monthly expenses
Current age30
Retirement age60
Life expectancy85
Expected inflation6%
Post-retirement return7%
Required retirement corpus
₹7,67,80,212
Monthly expense at retirement₹2,87,175
A planning estimate. Doesn't account for existing savings, one-off expenses, or changes in lifestyle. Calculated in your browser.
01
Enter today's monthly expenses

What it costs you to live comfortably right now.

02
Set your timeline

Current age, planned retirement age, and life expectancy.

03
See the corpus you'll need

Adjusted for inflation between now and retirement, and for returns during retirement.

Frequently asked

How is the required corpus calculated?

Today's expenses are inflated forward to your retirement age, then the corpus is sized so that, growing at your assumed post-retirement return, it can fund that (inflation-adjusted) monthly expense for your remaining years.

Does this account for money I've already saved?

No. This is the total corpus needed at retirement. Subtract your current retirement savings, projected forward, to see the additional amount you'd need to build.

Why does inflation matter so much here?

Over a long working life, even moderate inflation compounds substantially. ₹50,000/month today can require a much larger sum by retirement just to maintain the same purchasing power.

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